Decide whether a card transaction should complete, before it clears.

These are card-not-present transactions: online and agent-initiated checkouts, where fraud runs highest. Watch FIQ decide each one before it clears, from the cardholder, the merchant, or the bank's point of view, or drive the console yourself.

Every transaction is signed by its initiator and verified before it completes, so nothing can be tampered with in flight. Every decision, approve or decline, carries a signed record as evidence you can verify independently. Each decision also weighs an advisory risk signal that sharpens over time, while the signed decision stays the same.